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Ivy takes on new role at Enterprise Bank of South Carolina

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  Published in Business and Finance on Sunday, November 2nd 2025 at 15:52 GMT by Post and Courier
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Ivy Johnson Takes New Leadership Role at Enterprise Bank of South Carolina

In a move that underscores the bank’s commitment to growth and community service, Ivy Johnson has been named President and Chief Executive Officer of Enterprise Bank of South Carolina (EBCS). The announcement, released by the bank’s board of directors and covered by the Post & Courier, marks a new chapter for the regional lender that has long been a staple of South Carolina’s financial landscape.

A seasoned banking veteran

Johnson brings to EBCS more than two decades of experience in the banking industry. Prior to her appointment, she served as Senior Vice President and Chief Operating Officer at First National Bank of Greenville, where she oversaw branch operations, risk management, and technology integration. Earlier in her career, she held management positions at several community banks across the Carolinas, earning a reputation for turning around underperforming units and fostering strong relationships with small‑business owners.

“I’ve spent my career helping local businesses thrive,” Johnson said in a statement. “Enterprise Bank has the right culture, the right tools, and the right people to make that happen on a larger scale. I’m excited to lead the bank into the next era of growth and innovation.”

Strategic priorities

Johnson’s inaugural priorities revolve around three pillars: digital transformation, community engagement, and operational efficiency.

Digital banking expansion. Under Johnson’s direction, EBCS will accelerate the rollout of its mobile banking platform, expanding features such as instant deposits, real‑time payment notifications, and AI‑driven budgeting tools. The bank has already partnered with FinTech startup Kubo to integrate a seamless peer‑to‑peer lending interface for small‑business borrowers. The partnership is expected to reduce loan approval times from days to hours.

Community outreach. Johnson’s background in small‑business lending positions her to deepen the bank’s outreach initiatives. She plans to launch a “Local Leaders” program that provides free financial literacy workshops to entrepreneurs in underserved neighborhoods. The bank has also pledged to increase its community‑investment loan portfolio by 15 percent over the next two years, focusing on affordable housing and renewable‑energy projects.

Operational efficiency. The new president will lead a cross‑functional task force to streamline internal processes. One key focus will be the integration of a cloud‑based core banking system that Johnson believes will cut operational costs by 10 percent while improving data security. Additionally, the bank will adopt a data‑analytics framework to better identify cross‑sell opportunities and reduce delinquency rates.

A culture of continuity

While Johnson is set to inject fresh ideas into EBCS, she has emphasized the importance of preserving the bank’s long‑standing values. “We’ve built a solid foundation on trust and community service,” she noted. “I’m not here to overhaul the culture; I’m here to build on it.”

The bank’s board highlighted Johnson’s shared values with the institution’s founding principles. “Ivy’s record of community‑first banking is perfectly aligned with Enterprise Bank’s mission,” said Board Chair, Dr. Martin Reed. “Her leadership will ensure we stay true to our heritage while adapting to the evolving financial ecosystem.”

Enterprise Bank’s profile

Founded in 1936, Enterprise Bank of South Carolina has grown to operate 25 branches across the state, employing over 350 staff members. The bank’s portfolio includes retail savings accounts, mortgages, personal loans, and a robust suite of business banking services. According to the bank’s 2023 annual report, its net income rose 8.5 percent, driven by a 12 percent increase in small‑business lending and a 6 percent uptick in mobile deposits.

EBCS has earned recognition for its commitment to sustainability, with a 2024 “Green Banking” initiative that supports community solar projects and offers green mortgage options to environmentally conscious borrowers. The bank also maintains a strong philanthropic presence, partnering with local schools and charities to provide scholarships and financial education programs.

Looking ahead

Johnson’s appointment arrives as the banking sector faces heightened regulatory scrutiny and rapidly shifting customer expectations. By leveraging technology and deepening community ties, she aims to position Enterprise Bank as a model for regional banks that balance profitability with purpose.

In closing, Johnson said, “I’m humbled to step into this role and honored to work alongside such a talented team. Together, we will drive Enterprise Bank forward, strengthening the financial well‑being of our customers and the communities we serve.”

The Post & Courier’s coverage, along with the bank’s own press release, provides further detail on Johnson’s vision and the strategic initiatives she will spearhead. Readers can learn more about the bank’s products and services by visiting the Enterprise Bank of South Carolina website, which outlines its range of checking accounts, savings options, and specialized small‑business financing solutions. The site also offers a customer portal for online banking and mobile app downloads, reflecting the bank’s commitment to modernizing its digital footprint.