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SNAP Recipients Told to Buy Shelf-Stable Food or Go to Food Banks as Funding Deadline Looms

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  Published in Food and Wine on Monday, October 27th 2025 at 11:29 GMT by Today
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SNAP Benefits Set to Exhaust on Nov. 1: What Recipients Need to Know

In a development that could affect more than 30 million Americans, the U.S. Department of Agriculture (USDA) announced that the federal Supplemental Nutrition Assistance Program (SNAP) will run out of funds on November 1. The announcement, made in early July, follows the conclusion of the federal budget cycle that allocates the program’s total allotment for the year. While the program is not technically “ended” – SNAP benefits continue to be issued to eligible households – the exhaustion of funds means that no new benefits will be available until the next fiscal cycle begins.

Why the Funds Run Out

SNAP benefits are disbursed on a “benefit year” basis, rather than a calendar year. Each household’s benefit year is divided into four quarters. The USDA calculates the annual allotment based on the household’s income and family size, and then distributes it across the quarters. The final quarter (October–December) draws from the remaining pool of allocated funds. When that pool is depleted by November 1, the USDA can no longer issue new benefits, even though households that have not yet received their full allotment continue to draw from the last distribution.

The USDA’s own “SNAP Benefit Schedule” page explains that the total federal allotment for 2024 is roughly $68 billion, of which about $19 billion has already been distributed. The remainder is earmarked for the final quarter. As the fiscal calendar approaches the last quarter, the program’s reserves dwindle, leading to the November 1 cutoff.

Immediate Impact on Households

Recipients who have not yet used up their full benefit allotment will receive a “one‑time” payment that covers the rest of the year. The USDA has provided a “SNAP Benefit Calculator” tool on its website, enabling households to estimate the remaining amount they can draw. Many families report that they are still on the first or second quarter of the year but have exhausted their allotted dollars.

For those who have already used up their benefits before November 1, the news is stark: they will have to rely on other sources for the remainder of the year, such as food banks, community‑based programs, or emergency assistance from non‑profit organizations. Local agencies, such as the Food Bank Alliance and United Way, have already begun preparing to ramp up services as the date approaches.

What the USDA Is Doing

The USDA’s Food and Nutrition Service (FNS) has issued a series of public notices to remind recipients to use their remaining benefits before the cutoff. The agency is also working with Congress to secure bipartisan support for legislation that would provide a “bridge” of funding during the transition period, allowing households to receive a small buffer of benefits until the new fiscal cycle begins.

In a statement posted on the USDA’s website, FNS Director Cynthia McFadden said, “We recognize the hardship that this funding cycle can cause for families across the country. We are committed to working with lawmakers to ensure that the program’s continuity is preserved and that no household is left without assistance.”

The agency has also clarified that the November 1 date does not mean that all SNAP recipients will lose their benefits entirely. The program is simply “running out of the allocated pool” for that year. Once the next fiscal year’s allotment is approved and distributed, beneficiaries will receive a fresh allocation that will be used for the subsequent four quarters.

What Recipients Can Do

1. Check Your Status – Use the USDA’s SNAP Benefit Calculator to determine how many dollars remain in your current benefit year.
2. Plan Ahead – If you are nearing the end of your allotment, consider buying higher‑value items that will keep you nourished until new benefits are available.
3. Seek Supplemental Aid – Local food banks, community action agencies, and emergency assistance programs often provide short‑term relief.
4. Stay Informed – Follow updates from the USDA, your state SNAP office, and reputable news outlets for any changes in funding or eligibility rules.

The USDA’s “SNAP Eligibility” page also reminds recipients that certain circumstances, such as loss of employment or a change in household size, can trigger a reassessment of eligibility and potentially increase benefit amounts, even mid‑year.

Broader Context

SNAP’s funding is tied to broader fiscal decisions and budget priorities. The USDA’s SNAP Program Overview page notes that the federal allotment is determined through a mix of legislative appropriations and budgetary rules that set maximum percentages of the federal discretionary budget. This structure means that the program is subject to the same budgetary cycles that affect other social safety‑net programs, such as Medicaid and the Temporary Assistance for Needy Families (TANF) program.

In recent years, policy analysts have argued that the program’s “benefit‑year” structure creates periodic funding gaps that are particularly painful for low‑income families who rely on consistent, predictable assistance. Congressional research services have highlighted the need for a more flexible funding model that can smooth out these gaps, but bipartisan consensus on this issue remains elusive.

Looking Ahead

The November 1 cutoff serves as a stark reminder of the fragility of the nation’s social‑support infrastructure. While the USDA’s actions aim to minimize disruption, the experience underscores the importance of sustained federal support for SNAP and the need for proactive policy measures that eliminate year‑end funding gaps. As the next fiscal cycle approaches, recipients, advocates, and policymakers will need to collaborate to ensure that the program remains a reliable source of nutrition for millions of Americans.