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First Savings Bank welcomes Longacre to lending team

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First Savings Bank Expands Lending Team with the Addition of John Longacre

In a move that signals its continued commitment to serving the growing needs of West Virginia’s businesses and homeowners, First Savings Bank announced on July 23 that John Longacre has joined its lending team as a Senior Commercial Loan Officer. The bank, headquartered in Huntington, has long been a cornerstone of the local financial community, and the appointment of Longacre is expected to bolster its portfolio of commercial real‑estate and small‑business financing products.

A Background Built on Experience

Longacre brings over two decades of experience in commercial lending, having spent the last 12 years at Community Bank of Central Kentucky, where he was responsible for underwriting large-scale development projects and leading a team of loan analysts. Prior to that, he served as the senior director of commercial lending at First State Bank of Louisville, a role in which he specialized in debt restructuring and portfolio optimization. His educational background includes an MBA from the University of Kentucky’s Gatton College of Business and Economics, as well as a Bachelor of Science in Finance from the University of Louisville.

“We are thrilled to welcome John Longacre to the First Savings Bank family,” said James B. Kinslow, CEO of First Savings Bank. “His deep expertise in commercial lending, coupled with his strong relationships across the region, aligns perfectly with our mission to provide tailored financing solutions that help our clients grow and thrive.”

Longacre’s move to First Savings Bank is part of a broader strategy to deepen the bank’s lending footprint in West Virginia’s emerging markets, including the expanding manufacturing corridor and the growing tech ecosystem in the Appalachian region.

How the Appointment Strengthens First Savings Bank

First Savings Bank, which traces its origins back to the early 20th century, has consistently ranked among the top community banks in West Virginia for both customer satisfaction and loan portfolio performance. With a focus on personal relationships and local market knowledge, the bank has built a reputation for flexibility and responsiveness—attributes that Longacre’s experience will help reinforce.

The bank’s current lending team specializes in a range of products, including:

  • Commercial Real Estate Loans – Financing for office, retail, and industrial properties.
  • Small Business Loans – Working capital, equipment, and expansion financing.
  • Agricultural Loans – Support for local farms and agribusiness ventures.
  • Construction Financing – Bridge and term loans for new builds and renovations.

Longacre’s role will primarily involve underwriting commercial real‑estate and industrial loan projects, managing loan portfolios, and working closely with local developers, contractors, and business owners to structure financing that meets both short‑term and long‑term goals.

“We recognize that the commercial real‑estate market is evolving rapidly, with new challenges and opportunities,” said Kinslow. “John’s deep expertise will help us navigate these changes, ensuring that we continue to offer innovative and flexible solutions.”

Community Impact and Future Plans

The addition of Longacre comes at a time when the West Virginia economy is experiencing a resurgence in manufacturing and technology sectors, creating increased demand for commercial loans. First Savings Bank has already seen a surge in inquiries for mixed‑use developments in the Huntington and Charleston areas, as well as a growing need for financing in the burgeoning eco‑friendly building market.

Longacre expressed enthusiasm about the prospect of working within the community. “I’m excited to bring my background in commercial lending to a bank that values personal service and community impact,” he said. “I look forward to collaborating with First Savings Bank’s team to help businesses achieve their goals and contribute to the local economy.”

In addition to his new role, Longacre will participate in the bank’s quarterly “Financial Literacy for Small Business” webinars, offering guidance on topics such as credit management, cash flow forecasting, and strategic financing.

Learn More About First Savings Bank

For readers interested in exploring First Savings Bank’s product offerings or learning more about the bank’s history, the institution’s official website provides a comprehensive overview. The bank’s Press page (https://www.firstsavingsbank.com/press) contains recent news releases and announcements, while the About Us section outlines the bank’s core values and community initiatives.

Individuals who wish to connect with John Longacre professionally can view his LinkedIn profile at https://www.linkedin.com/in/john-longacre, where he frequently shares insights on commercial lending trends and market developments.

Final Thoughts

First Savings Bank’s appointment of John Longacre reflects a strategic focus on expanding its commercial lending capabilities and reinforcing its role as a trusted financial partner in West Virginia. With his extensive experience and the bank’s established reputation for community‑first banking, the partnership promises to enhance access to financing for local businesses, real‑estate developers, and entrepreneurs looking to grow in a dynamic economic environment.

As the region continues to attract new investments and ventures, First Savings Bank is poised to play a pivotal role in shaping the future of West Virginia’s commercial landscape, and Longacre’s expertise is expected to be a significant asset in that mission.


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